Monday, February 9, 2009

Monday blues

Ever have one of those days when you just can't get out of the fog? That's how this Monday is going. It's been raining in San Diego for about 4 days...and for us down here in the world of sun, that's a bit much. I think my mood is starting to be affected! It's about as wet and chilly as the weather. I've been running from meeting to meeting all day and some of the information isn't fun. I'm ready to go home and do something to make me feel better. Which will it be? Macaroni and cheese or a glass of wine?

So, to help put my mood in perspective, you have to know what happened this weekend:

Went to Harrah's Rincon with Connie V and had a fun time, got a free room, and a little bit of money for the slots on them. Of course, I LOST money I really shouldn't have. I started to say "couldn't" but that wasn't true. I could and I did even though I don't like it. I've decided I'm a closet gambler. Good thing I can manage some willpower.

Here's why: Somehow, on one of my trips to the casino's ATM, although I'm POSITIVE I asked for $100, the stupid machine gave me $1000! Now, if I had had $1000 in the account, I wouldn't have been as freaked...but I didn't. I'm sure it must have been rigged (the ATM). Besides that, I thought I had a withdrawal, not only did I have to deal with my concern about what might bounce and how high, I was frustrated that the bank had allowed the transaction. AND, I had to pretend I didn't have all that cash in my wallet after I got it out! That was the real test of my ability to NOT gamble.

So, I called my bank from home when I got home yesterday. Of course, since it was Sunday, no response. I sent them an email (promised response = 3 days), and then realized that I would just call the bank as soon as I could on Monday morning. The bank's corporate offices were on eastern time; I'm on Pacific time. So, at 6:30 am, I was on the phone. Luckily for me, nothing had posted and if I got the cash back to my bank early on Monday, all would be well.

I was at my branch office at 9:05 a.m. and I deposited enough to cover the negative $600 pending balance I had and then some. None of it was from my winnings because I didn't have any of those to deposit. And, when I questioned their policies, they told me I had a $1000 withdrawal limit and that my overdraft protection let them give me more than my balance! Go figure. I guess this is one of the side effects of having a good credit rating. I NEVER before had such a high withdrawal limit! The system sure didn't check the savings account that's supposed to kick in for overdrafts. I know I don't have $600 in there...

Nonetheless, crisis was averted. But, I'm still in a rotten mood, I might need BOTH my comfort crutches tonight. The macaronis and sauvignon blanc are calling me...

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Linda O

Linda O
Glamorous Me